github · danielh-official · Jan 28, 2026 · Jan 28, 2026 · Jan 28, 2026
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+---
+display_name: You Need a Budget (YNAB)
+short_description: Refers to the zero-based budgeting app on web and mobile platforms.
+related: finance, budgeting, ynab-api, ynab4, ynab-converter, ynab-importer, ynab-format, ynab-transactions, ynab-exporter, ynab-webhook
+topic: ynab
+wikipedia_url: https://en.wikipedia.org/wiki/YNAB
+github_url: https://github.com/ynab
+logo: ynab.png
+url: https://www.ynab.com/
+released: 2015
+created_by: Jesse Mecham
+aliases: youneedabudget
+---
+
+YNAB stands for "You Need a Budget," a personal finance app and methodology that helps people manage money using a zero-based budgeting system. Every dollar is assigned a category within your plan. YNAB focuses on building better spending and saving habits, rather than analyzing all financial data.
+
+Learn more at [ynab.com](https://www.ynab.com/) or explore the [YNAB API](https://api.ynab.com/).